Thanks so much. It took me a while to get my head around how and why this works, but I have managed to create most of what I needed to do. I have a "test" url with the working modules at this url: http://indrc.us (Undr Forms) - Its a "throwaway" URL left over from something that a client no longer needs, so I am using it to test live code. Once i have completely finished I will upload modified versions the modules so that they might be useful to others in the future. Now working on validation.
The editor in the module is TinyMce (Which was VERY easy to implement) and the whole exercise intrigued me enough that I intend to replicate the modules using other editors as well. I was never able to get the TEXTEDITOR token to work, and IF it actually does work, would love to see someone (KEVIN???) post working modules using both the RadEditor and CKeditor.